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𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙍𝙖𝙩𝙚𝙨 𝘿𝙞𝙥 𝙩𝙤 𝟰-𝙈𝙤𝙣𝙩𝙝 𝙇𝙤𝙬𝙨 – 𝙎𝙚𝙞𝙯𝙚 𝙩𝙝𝙚 𝙊𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙮!

  • Writer: Jarae Pearson
    Jarae Pearson
  • Mar 3
  • 2 min read

Updated: Mar 3


Mortgage rates have dipped to a 4-month low, now averaging 6.80%! This is your chance to: 1)🔑 Secure Lower Monthly Payments. 2) 🏡 Increase Your Purchasing Power

Hello, future homeowners! 🌟 As your High-Vibe Lender, I'm thrilled to share some exciting news: mortgage rates have dropped to their lowest levels in four months, opening up fantastic opportunities for those ready to embark on their homeownership journey.

Current Mortgage Rate Trends

As of late February 2025, the average 30-year fixed mortgage rate has fallen to 6.80%, marking a 0.22% decrease over the past four business days.  This decline not only makes monthly payments more affordable but also enhances your purchasing power, allowing you to explore homes that may have previously seemed out of reach.​ HomeTrust


Projections for 2025

Looking ahead, experts anticipate that mortgage rates will remain relatively stable throughout 2025. Fannie Mae projects that 30-year mortgage rates will average 6.8% for the year.  Similarly, Forbes forecasts an average rate of 6.5% in the first quarter, followed by 6.4% in the second quarter.  While these rates are higher than the historic averages, they present a more predictable environment for planning your home purchase. ​Forbes


Why Act Now?

The recent dip in rates provides a timely opportunity to secure more favorable financing terms. Locking in a lower rate now can lead to significant savings over the life of your loan. Additionally, with home prices projected to rise by 3.7% in 2025,  acting promptly can help you avoid higher costs in the future. ​nypost.com


Let's Make Your Homeownership Dreams a Reality!

Ready to take advantage of these favorable conditions? I'm here to guide you every step of the way. Reach out today, and let's explore the best mortgage options tailored to your needs.


📞 Call/Text: (208) 640-4560

𝐘𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐡𝐨𝐦𝐞 𝐢𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐫𝐞𝐚𝐜𝐡—𝐥𝐞𝐭'𝐬 𝐦𝐚𝐤𝐞 𝐢𝐭 𝐡𝐚𝐩𝐩𝐞𝐧 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫!🌈🏡✨


Jarae Pearson, LO NMLS 2130776 Standing on a deck in the Pacific Northwest
Contact Jarae Pearson 📩 Email: jpearson@canopymortgage.com 📞 Call/Text: (208) 640-4560

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