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Jarae Pearson, Mortgage Advisor, Adventure Blogger
High-Vibe Lender | NMLS 2130776
208.640.4560 | JPearson@canopymortgage.com


How New Tariffs Are Affecting Mortgage-Backed Securities (MBS) — And Why That Matters to You
Tariffs can cause a ripple affect in mortgage-backed securities, or MBS for shor.
So what does that actually mean? Let's break it down.
Jarae Pearson
5 hours ago2 min read
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What 6.9% Mortgage Rates in 2025 Mean for You — And How I’ve Got Your Back
If you’ve been thinking about buying a home in 2025, you’ve likely noticed the buzz around mortgage rates. 📉 This year, average rates are..
Jarae Pearson
Mar 242 min read
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𝐑𝐢𝐬𝐢𝐧𝐠 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐚𝐭𝐞𝐬 𝐢𝐧 𝟐𝟎𝟐𝟓: 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐊𝐧𝐨𝐰 & 𝐖𝐡𝐲 𝐁𝐮𝐲𝐢𝐧𝐠 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐢𝐬 𝐀𝐥𝐰𝐚𝐲𝐬 𝐚 𝐒𝐦𝐚𝐫𝐭 𝐌𝐨𝐯𝐞🌈🏡📈
As we move through 2025, mortgage rates have surged to levels not seen in nearly a year. 📊 The average rate on a 30-year fixed mortgage...
Jarae Pearson
Mar 102 min read
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𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙍𝙖𝙩𝙚𝙨 𝘿𝙞𝙥 𝙩𝙤 𝟰-𝙈𝙤𝙣𝙩𝙝 𝙇𝙤𝙬𝙨 – 𝙎𝙚𝙞𝙯𝙚 𝙩𝙝𝙚 𝙊𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙮!
Mortgage rates have dipped to a 4-month low opening up fantastic opportunities for those ready to embark on their homeownership journey.
Jarae Pearson
Mar 32 min read
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🏡💰 Unlock Your Home’s Wealth: Smart Ways to Use Your Equity in 2025! 🚀
Your home is more than just a place to live—it’s a powerful financial tool.
Jarae Pearson
Feb 263 min read
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Mortgage Market Update, August 4th, 2023
The combination of upbeat economic data and the U.S. government credit rating downgrade caused mortgage rates to rise this week. Despite...
Jarae Pearson
Aug 4, 20231 min read
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How Much Does a 2-1 Buydown Cost?
Determining the cost of a 2-1 buydown is very straightforward: it's simply the total amount of money you will be saving during the years...
Jarae Pearson
Aug 1, 20232 min read
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Explaining the 2-1 Temporary Buy-Down Program
A 2-1 buydown strategy is a mortgage financing technique that allows homebuyers to temporarily lower their interest rate and monthly...
Jarae Pearson
Aug 1, 20232 min read
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Why Did Mortgage Rates Jump Recently?
Why Did Mortgage Rates Jump Recently? The announcement that inflation is not improving quickly contributed to the rise in mortgage rates...
Jarae Pearson
Jul 11, 20233 min read
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Why We Are NOT in a Home Equity Crisis
While your home equity may have taken a very small dip recently, the only reason it would be a case for concern is if you are trying to sell
Jarae Pearson
Jul 5, 20233 min read
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1st Stop on my Pacific Coast discovery adventure.
Announcing my 1st stop on my High-Vibe 6-Week pacific coast adventure; Lincoln City, Oregon.
talachenutrition
May 20, 20231 min read
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Real Estate: The Most Effective Path to an Early and Wealthy Retirement
How confident are you that you’ll be able to retire comfortably? There’s a lot of discourse out there about whether the United States is...
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May 3, 20235 min read
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